- Scheme named as Savings a/c.
- One can open savings a/c with the minimum deposit of Rs.1000.
- Minimum balance of Rs.1000 has to be maintained
- Frequency of deposit – Anytime & Any amount.
- On savings a/c one can avail 6% Rate of Interest per annum.
- No TDS deduction on interest earned.
- Free Chequebook facility along with Savings a/c passbook.
- One can operate their savings a/c from any other branch of Aishwarya Co-operative Society.
- Customer can deposit any amount to our branch.
- Withdrawal Limit from home branch – any amount and from non-home branch – Rs. 20,000.
- Customer can withdraw any amount by using Cheque & withdrawal slip one can withdraw Rs. 20,000 as maximum.
- Customer can use cheques to transfer or to deposit amount to other member’s a/c of Aishwarya Co-operative Society.
Salient Features
SWEEP A/C FACILITY – sweep a/c facility allows us to take care of your idle money by moving it into high interest savings account earning. With Sweep a/c Facility you can avail special FD rate of interest on your Saving a/c. To avail this special FD rate of interest facility one should maintain a minimum balance of Rs.5000 in Savings a/c.
Nomination Facility – You may nominate a person as beneficiary to your account proceeds.
- Nomination facility available for all kind of deposits.
- There can be only one Nominee for a deposit account whether held singly or jointly.
- A person legally empowered to operate a minor’s account can file a nomination on behalf of the minor.
- Applicants can make nomination by filling up the prescribed form.
- The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed
- For more details approach your branch.
- Credit society, Trust, Club, Temple, Hospital, NGO can open savings account.
Documentation Required for account opening
| Identity proof | Address proof |
| Passport PAN Card Voter ID Card Driving license Government ID card Photo ration card Senior citizen ID card Aadhar Card |
Passport Telephone bill Electricity bill Certificate/ ID card issued by Post office LIC policy Gas Receipt Aadhar Card |
* Any other Identity proof or Address proof document can be submitted, subject to the society satisfaction.
Note
- Please produce the original document(s) for verification & a photocopy of each document.
- Please fill the form in CAPITAL LETTERS using Black or Blue ink.
- Please countersign in case of any overwriting.
- Please avail of the nomination facility.
- Mandatory to provide Permanent address and telephone number.
- Mandatory to complete the KYC Norms.